# Real dates confirmed, and the household's structural money risk

LMP disclosed as 2 Aug 2026, giving an exact EDD of **Sunday 9 May 2027** (Greg was 4+0 weeks on 30 Aug 2026). All workspace dates have been recomputed from this and Lesson 1 / the antenatal timeline were retrofitted.

Two structural constraints emerged that should shape every future lesson touching money, work or birth planning:

1. **Hannah's fixed-term maternity-cover contract at Herman Miller expires 28 May 2027** — 19 days after the due date. She qualifies for SMP (26 weeks' continuous employment to the qualifying week, 24–30 Jan 2027), and SMP survives the contract ending; maternity *leave* and any enhanced pay do not. Written notification of pregnancy is what triggers her enhanced redundancy protection, so it is a deadline with legal teeth, not admin.
2. **Greg is sole director and sole employee of TWP Agency, newly started.** The statutory scheme assumes an employer that keeps trading without him; he has none. SPP is financially trivial (£194.32 × 2) next to the revenue that stops when he does. The real lever is a deliberate cash buffer built over the next nine months.

## Evidence
Greg volunteered the business/contract details unprompted when asked about employment, and chose money logistics as the next topic — indicating he's oriented to practical risk rather than reassurance.

## Implications
- Frame future logistics lessons around *his* dates and constraints, not generic timelines. Generic content will underperform with him.
- Two facts still unknown and blocking a complete answer: TWP's PAYE start date and salary/dividend split (decides SPP eligibility — 1 Aug 2026 cutoff has already passed, so it is settled either way), and whether Herman Miller offers enhanced maternity pay with a return-to-work repayment clause.
- A later lesson on Shared Parental Leave was deliberately deferred: it interacts awkwardly with a contract ending mid-leave and would have blown Lesson 2's working-memory budget.
- Childcare costs and the ~23 Jan 2028 income cliff are a future lesson, needed well before the SMP runs out.